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Retail Physical Damage Insurance - "PDI"

Provides coverage to repair or replace insured equipment in the event of direct physical loss or damage during the term of a CNH Capital America LLC (CNH Capital) retail installment contract or lease agreement (retail contract).

Proof of acceptable physical damage insurance coverage is required for all CNH Capital retail contracts.

Customer Advantages
  • Quality coverage –all perils are covered unless specifically excluded in the policy
  • Peace of mind – customers will know their equipment is protected in the event of a covered loss
  • Financing available – premiums can be financed on retail contracts
  • No waiting period –coverage is available immediately for approved retail contracts
  • Guaranteed premium – premiums will not change for the full policy term selected
  • Covered loss or damage – should not impact commercial insurance policies
  • Dependable service – eligible repairs completed by authorized service technicians using genuine OEM parts
  • Prompt claim service – provided by knowledgeable professionals who understand the equipment business
  • Quality carrier – underwritten by Wesco Insurance Company

Eligible Equipment (New & Used)

Most brands of agricultural and construction equipment are eligible.
(Prior approval is required for equipment with a selling price greater than $400,000)


Covered perils include, but are not limited to:

Collision  •   Earthquake  •   Tornado  •   Vandalism  •   Hail  •   Fire  •   Wind
Flood • Ingestion of foreign objects  •   Vermin Infestation  •   Overturn

Deductible Options

•  $500 or $1,000 for most agricultural and construction equipment

The longest operating Case Construction
Dealership on the West Coast
Sequoia Equipment Comapny, Inc. | 3400 East American Avenue | Fresno, CA 93725
Phone: 559.441.1122 | Fax: 559.441.0454

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